INSURANCE LICENSE NUMBER: # 0812237 CALL US: 510-614-2000 Fax: (510) 614 1000

You guys have cut our health insurance premiums substantially while providing us better coverage. I couldn't have asked for a better deal!
- Maurice Hamilton Jr.

I would like to thank you guys for helping me get my auto insured. I now feel protected. Great offering, competitive pricing, excellent service!
- - Eddie Foster, San Leandro, CA

614 E 14th Street
San Leandro, CA 94577
Phone: (510) 614 2000
Fax: (510) 614 1000

Insurance Resources

Insurance is one indispensible aspect of life. Across all cultures and groups, saving for insuring your life, assets or other property is a norm. In fact, there are a number of polices that also pay the family or dependent of the insured after the latter's death. You cannot find a pinpointed formula to calculate how much exactly you require as life insurance coverage. However, a clear tip that works is that you can calculate your annual income and multiply the same by 7. You must also place the hidden income that you do not get in hand for your job but that includes all employment benefits and perks. It would be clever to include the costs you might require for death ceremonies and the like. These should be within the coverage you select for your life insurance.

Check out for discounts on the premiums and also compare the various quotes offered by several companies. Only after you indulge in a comparative study, take a pick. In fact, if you happen to own two or more policies you are eligible for lower premiums on the life insurance.

Acquaint yourself with the types of life insurance—the term and the whole insurance. There are insurance advisors available who could guide you through the benefits of each separately. Make sure you are aware of the taxation issues related to insurance. Good luck!

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